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Kentucky State Licensing

Total cost to get your state license in Kentucky:

Exam Fee: $100

Permanent Licensing Fee: $80

Background Check: $25

NIPR/Sircon Transaction Fee: $5

Total Cost For Licensing: $210

Kentucky is a restricted state.

This means that you have to finish the study material before scheduling your state exam.


Step 1: Finish Online Course/Study Materials

The online course we use is called Xcel. Click the button below to get directions on how to set up your account. You need a password to access the study material. Please ask your direct

manager to provide that password. DO NOT share it with anyone.

Step 2: Schedule Your Exam

Once you've completed your study materials, print out the certificate of completion. (You need to bring it with you when you take your exam.)

Now it's time to schedule your exam! This is when you'll pay the exam fees. Make sure you schedule your exam as soon as possible! Click the button below to go to your state's preferred testing provider. You are taking a producer test for LIFE ONLY.

Testing Provider: Kentucky DOI

Phone Number: 502-564-3630

Step 3: Background Check

While we wait for your exam date to come up, let's get your background check handled! Click the button below to get information on how you can get your background check.

Step 4: Apply For Your License

Congratulations on passing your state exam! Time to apply for your license! This is when you'll pay for your permanent licensing fee and the transaction fee.

Department of Insurance

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